Fleet Insurance

Motor fleet insurance provides insurance cover for a fleet of vehicles and drivers, typically with a minimum of 4 vehicles.

Cover can be comprehensive, third party fire and theft or third party only.

Comprehensive covers accidental damage, fire, theft or attempted theft to your vehicle, it also covers any third party personal injury or third party damaged property claims made against you as a result of an accident.

Third party fire and theft covers fire, theft or attempted theft to your vehicle.  It also covers any third party personal injury or third party damaged property claims made against you as a result of an accident.

Third party only covers any third party personal injury or third party damaged property claims made against you as a result of an accident.

The main advantage of a Fleet Policy is that one policy can cover all your vehicles and driving is on an open drive basis.  This means that anyone with the policyholder’s permission can drive the vehicle but is subject to drivers holding a full, clean, unendorsed driving licence with claim free record and subject to age criteria.  Anyone outside of this criteria should be discussed with us on a case-by-case basis.  It is the responsibility of the policyholder to maintain a copy of all drivers’ driving licences on file.

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